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Personal finance, with the actual numbers

Keep more of your money.

Clear guides and free calculators for anyone living in Europe who wants to save more, pay less in fees and invest with confidence. No jargon, no hype. Every number explained.

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Three guides that change the maths

  1. 1 Saving and budgeting

    The 50/30/20 budget rule: a budget you will actually keep

    Three buckets, ten minutes to set up, and no tracking every coffee. How the rule works, and how to adjust it when...

    3 min read
  2. 2 Saving and budgeting

    How big should your emergency fund be?

    Three to six months is the rule, but of what, and which end is right for you? A simple way to size...

    4 min read
  3. 3 Investing

    Compound interest explained: what €200 a month really becomes

    The closest thing personal finance has to a cheat code, explained with numbers instead of formulas. Plus the fee that quietly takes...

    3 min read
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